Employee Benefits Calgary
Silverberg Group was established in 1996 in response to the rapidly changing Calgary employee benefits market. Our company has expanded to now include three offices specializing in employee benefits: Calgary, Red Deer & Edmonton. We have over 20 employees who are dedicated to representing our over 500 businesses.
There are three key players in developing and maintaining an effective Employee Benefit Plan; your company's Plan Administrator, the Insurance Company and your Calgary Employee Benefits Advisor.
The Insurance Companys Role in your Calgary Employee benefits Plan:
- Assess risk which determines premiums to be paid
- Adjudicate and pay claims
- Collect premiums
- Day to day operation of your Calgary Employee Benefit Plan
- Disability Claims management
The Calgary Employee Benefits Plan Administrator role is to:
- Enroll & terminate employees off their Calgary Employee Benefits Plan
- Provide communication material
- Respond to employee questions regarding their employee benefit plan
- Premium payment
- Employee premium deductions and remittances
- Maintain eligibility records for employees being enrolled on their Calgary Employee Benefit Plan
Our role as your Calgary Employee Benefits Advisor is to:
- Be your company's advocate ini the insurance industry
- Provide counsel regarding employee benefit administrative issues
- Provide and execute a Calgary employee benefits communication strategy
- Resolve claim and practice issues surrounding your Calgary Employee Benefits program
- Ensure our clients are aware of industry best practices related to their Calgary employee benefits and minimize risk associated with your program
- Negotiate fair and competitive renewal rates
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In the ever changing world we live and work in we are dedicated to bringing your Calgary Employee Benefits into focus for you and your employees.
Our size is our advantage; we have a large enough team to provide a strong, experienced and educated team who are dedicated to providing unique solutions to your complex employee benefit issues. We are also small enough to provide personalized service to every single client we work with.
Advisor selection should not be based upon the pricing of a particular provider. An advisor is best selected based on quality of advice, access to the entire marketplace, benefit strategy, pro-active design, and ongoing management of the program. To allow our clients to budget for the upcoming year, we produce quarterly reports that detail the progress of a program and minimize frustrating surprises. You do not need to change insurance companies in order to change the advisor on your plan.
Calgary Employee Benefit Plans usually provide coverage for:
- Life Insurance
- Accidental Death and Dismemberment
- Dependent Life Insurance
- Critical Illness
- Short Term Disability
- Long Term Disability,
- Extended Health Care and
- Dental
Different Types of Calgary Employee Benefit Plans:
- Insured
- Refund/Retention Accounting
- Administrative Services Only
- Health Spending Account
With an analysis of your groups size, demographic makeup and sector the advisors at Silverberg Group will help you to determine which type of employee benefit plan is the most efficient and cost effective for you group.
